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Consumer Notification
At AIG Canada, we are vigilant of any misrepresentation of our name and services. Please be advised that AIG does not offer insurance coverage for wire transfers or other types of electronic fund transfer methods.
Anyone who receives or has purchased an alleged AIG branded policy purporting to insure a wire transfer (or other types of electronic fund transfers), should contact local law enforcement and AIGCanadaOmbudsman@aig.com to report the matter.

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Overview

An accident can have a serious economic impact on owner-operators and their families as well as leave a motor carrier liable for the losses. AIG’s Truckers Accident Insurance is customized specifically for motor carriers, owner-operators and contract drivers and covers eligible on-the-job accidents that drivers sustain while under dispatch.

Our plans can be a valuable supplement to liability coverage as well as an alternate coverage option for groups who may not be covered under an organization’s general liability or workers’ compensation plan.

Features & Benefits

  • Helps motor carriers contain costs while offering competitive benefits that help attract and retain dependable drivers
  • Helps mitigate an organization’s reputational and liability risks should an unexpected accident or injury occur; benefits are paid regardless of fault
  • Flexible programs are tailored with specific features valued by drivers
  • Drivers have confidence that medical and financial needs will be met if a covered accident occurs
  • Benefits are paid directly to truckers or their survivors
  • 24/7 travel assistance services provides around-the-clock support wherever drivers venture
  • Helps organizations fulfill their commitment to their employees’ well being

Coverage

  • Accidental Death and Dismemberment (AD&D)
  • Accidental Para-Medical Expense Reimbursement
  • Temporary Total Disability
  • Continuous Total Disability
  • A broad range of other benefits are available, including benefits for rehabilitation, in-hospital stays, seat belt/air bag use, repatriation, home alteration, and vehicle modification

Coverage Highlights

We can offer customized insurance solutions for motor-carriers to support their specific needs. Click below to learn more about each of our coverage options.

Provides a lump sum payment for a covered accident that result in a loss of life, limbs, speech, hearing or sight. An affordable benefit for covered individuals for which the sponsor pays the plan cost.

When unforeseen accidents occur, those affected may need a wide range of services ranging from ambulance transport and physiotherapy to rental of mobility aids. Our Accidental Para-Medical Expense benefit can help injured members pay for additional medical needs that may not be covered under provincial health plans, such as ambulance services, semi-private hospital rooms, mobility aids, private duty nursing, prescription drugs*, and para-medical services.

* Not available in the province of Quebec 

Pays monthly cash benefits for the duration of an insured’s hospital stay due to a covered accidental injury. Supplements provincial hospital coverage and helps protect against unforeseen costs such as parking and transportation costs, child care, and private accommodations.

  • Home Alteration and VehicleModification to make an insured’s residence or vehicle habitable and wheel-chair accessible as a result of a covered accident
  • BurnBenefit for insureds who suffer severe burns as a result of a covered accident
  • Bereavement benefit to pay for covered grief counselling expenses for the insured and his/her family members if the insured suffers a covered accident

Assistance Services

Through AIG’s wholly-owned global assistance company, we offer a broad spectrum of assistance services that can be integrated into any of the programs we provide. Our services are delivered through an international network of wholly-owned assistance centres that operate 24/7 and that are staffed with doctors and nurses as well as multi-lingual/multi-cultural specialists who coordinate assistance services.We offer a comprehensive range of medical, travel, security and personal assistance services, including:

We offer a comprehensive range of assistance services, including:

  • assistance with locating preferred fuel prices
  • alternate route advisories
  • truck towing referrals
  • ATM locations finder
  • local entertainment
  • physician referrals
  • medical assistance
  • restaurant information
  • identity theft assistance services