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Coverage to protect business travellers and their families against the crisis events of kidnap-for-ransom, extortion, threat or disappearance that can occur in Canada, the U.S. and abroad while travelling or residing away from home.

Features & Benefits

  • Broad Claims Trigger - Includes:

    • Kidnapping

    • Extortion (against persons and property)

    • Wrongful Detention

    • Hijacking
  • Service Resources - Provides clients with unparalleled consultant, medical and emergency travel assistance services in conjunction with our service partner: 
    • NYA International
  • Travel Tools - Includes access to Global SafeTravel, an easy-to-use, web-based system that enables organizations to keep their business travellers informed and up-to-date, manage, track and communicate with travelling employees and provide them with immediate, 24/7 assistance in the event of any incident

  • Tailored Programs - Support the distinct needs of industry groups including NGO’s, Education and Healthcare

  • Reimbursement Timing - Immediately reimburses the insured for eligible expenses/ransom once a covered crisis is over and receipt of payments made are received

  • Specialized Claims Support - Offers 24/7 access to in-house claims personnel dedicated to K&R related claims


  • Broad Definition of Insured - Extends the definition to include officers, directors and employees, their guests, relatives, and any person delivering or handling ransom money

  • On and Off the Clock - Applies coverage to employees and relatives around the clock, whether business related or otherwise