An accident can have a serious economic impact on owner-operators and their families as well as leave a motor carrier liable for the losses. AIG’s Truckers Accident Insurance is customized specifically for motor carriers, owner-operators and contract drivers and covers eligible on-the-job accidents that drivers sustain while under dispatch.
Our plans can be a valuable supplement to liability coverage as well as an alternate coverage option for groups who may not be covered under an organization’s general liability or workers’ compensation plan.
Features & Benefits
We can offer customized insurance solutions for motor-carriers to support their specific needs. Click below to learn more about each of our coverage options.
Provides a lump sum payment for a covered accident that result in a loss of life, limbs, speech, hearing or sight. An affordable benefit for covered individuals for which the sponsor pays the plan cost.
When unforeseen accidents occur, those affected may need a wide range of services ranging from ambulance transport and physiotherapy to rental of mobility aids. Our Accidental Para-Medical Expense benefit can help injured members pay for additional medical needs that may not be covered under provincial health plans, such as ambulance services, semi-private hospital rooms, mobility aids, private duty nursing, prescription drugs*, and para-medical services.
* Not available in the province of Quebec
Pays monthly cash benefits for the duration of an insured’s hospital stay due to a covered accidental injury. Supplements provincial hospital coverage and helps protect against unforeseen costs such as parking and transportation costs, child care, and private accommodations.
Through AIG’s wholly-owned global assistance company, we offer a broad spectrum of assistance services that can be integrated into any of the programs we provide. Our services are delivered through an international network of wholly-owned assistance centres that operate 24/7 and that are staffed with doctors and nurses as well as multi-lingual/multi-cultural specialists who coordinate assistance services.We offer a comprehensive range of medical, travel, security and personal assistance services, including:
We offer a comprehensive range of assistance services, including: