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Overview

Our accident and health solutions offer a diverse portfolio of plans that protect individuals while travelling or while they’re engaged in recreational activities. Specific niches include special risk insurance and student insurance solutions.

Accident and Health Products and Services

Amateur Sports Accident Insurance

AIG’s Participant Accident Insurance allows amateur sports organizations to provide valuable benefits for players, coaches, officials and other members who are injured in covered accidents.

Basic Accidental Death and Dismemberment Insurance

Accidental Death & Dismemberment (AD&D) Insurance provides coverage for employees worldwide 24/7, on or off the job. With AD&D coverage, companies can customize coverage to control costs while providing a valuable benefit to employees. Our program is also available as a "carve-out" from a standard group life insurance program, allowing businesses to control costs and provide coverage for their employees.

Critical Illness Insurance

AIG’s Critical Illness plan can help reduce the financial stress from surviving a critical illness by providing lump-sum payments in the event that an insured is diagnosed with a critical illness such as cancer, stroke or heart attack. They are free to make their own spending choices and use the payments for any purpose, including living expenses, alternative therapies, child care, college tuition and home modification.

Entertainment and Hospitality

Organizations in the entertainment and hospitality industries have unique insurance risks that require a nimble provider with the flexibility to meet their unique risks. Our participant accident plans provide valuable AD&D, Accident Para-Medical Expense, and Weekly Accident Indemnity benefits in the event of a covered accident. These plans also complement an organization’s general liability plan by covering injuries under a separate accident policy.

Hospital Cash Insurance

An accident or illness can occur at any time and when they do, unforeseen costs due to hospitalization may place a financial burden on employees and their families. AIG’s Hospital Cash Plan helps provide financial protection by paying cash benefits for each day of hospitalization.

Out-of-Country Medical

AIG’s Out-of-Country Medical program provides valuable accident and medical benefits to employees while they’re miles away from home. Our program provides coverage for physician visits, hospital room and board, emergency evacuation, or even for clearing the way for a family member to join the traveller overseas.

Student Accident Insurance

When accidents occur on school property or during supervised activities, they can present potential liabilities to schools as well as financial and emotional hardship to affected families. AIG’s Student Accident Insurance can help provide financial protection and help schools fulfill their commitment to their students’

Truckers Accident Insurance

AIG’s Truckers Accident Insurance covers eligible on-the-job accidents that owner-operators and contract drivers sustain while under dispatch. Our flexible options allow us to customize coverage for the unique risks motor carriers and their drivers confront every day.

Attaché Business Travel Insurance

From medical emergencies and unexpected severe weather to civil unrest, organizations with members who travel need to be prepared for a host of potential hazards that can put their people in harm’s way. AIG’s Attaché Business Travel Insurance provides an end-to-end insurance and assistance program that can respond effectively to travel emergencies when their people are travelling or temporarily stationed abroad.

Camp Accident Insurance

Our Camp Accident Insurance plans allow camping organizations to provide accident and medical benefits for campers, staff, and volunteers who are injured during their stay. These plans also complement an organization’s general liability plan by covering injuries under a separate accident policy.

Day Care Insurance

Managers, owners and directors of day care centres and other child care facilities alike all know the importance of safety in their businesses. With AIG’s Day Care Insurance, child care groups can provide key accident insurance benefits for staff members and children enrolled in their facility.

Faith-Based Organizations

Faith-based organizations depend heavily on their members and volunteers to minister to the needs of their congregation and run day-to-day operations. AIG’s Participant Accident Insurance can insure their people against some of the inherent risks that accompany the diverse range of activities that they perform on behalf these organizations.

Non-Profit/Non-Governmental Organizations

Thousands of non-profit organizations and NGOs provide essential services to help those in need and build stronger communities throughout Canada and the world. AIG’s Participant Accident Insurance can insure their members, volunteers, and other participants against some of the inherent risks that accompany the diverse range of activities they perform on behalf these organizations.

Personal Accident Insurance

Personal Accident Insurance enables businesses to offer their employees insurance in the event of an accidental death or injury. Businesses can broaden their employee benefits portfolio with virtually no administration, thanks to convenient payroll deduction. This coverage can serve as an optional supplement to employer-provided coverage and help businesses control costs with an employee-paid offering.

Travel Protector

From medical emergencies and unexpected severe weather to civil unrest, organizations with members who travel need to be prepared for a host of potential hazards that can put their people in harm’s way. AIG provides an end-to-end insurance and assistance program that can respond effectively to travel emergencies when their people are travelling or temporarily stationed abroad.