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Employment Liability Practices coverage that addresses the wide range of employment practices exposures that companies face, including those arising from workplace bullying and employee use of the internet and social media.

Features & Benefits

  • Late noticing of Administrative Claims - Preserves coverage for claims that relate back to an administrative or regulatory investigation inadvertently unreported under a prior AIG policy

  • Foreign Jurisdictions - Ensures the most favourable terms and conditions from local AIG policies are applied to claims in foreign jurisdictions

  • Loss Prevention Resource - Includes access to EPL Pak ™ Premier loss prevention resource with online tools to assist clients with regulatory compliance and risk management best practices

  • Specialized Claims Support - In-house claims unit dedicated to managing EPL claims brought against organizations and their management

Coverage

  • Employment Practices Violation Definition - Expanded definition including current issues such as same-sex sexual harassment and discrimination, invasion of privacy and negative employee reference

  • Wrongful Internet Activity - Extends coverage for harassment, discrimination, and other employment-related claims by employees on the Internet (on or off the job)

  • Non-Employee Third Party Claims - Covers harassment and unlawful discrimination claims brought by non-employee third parties

  • Wrongful Termination Loss - Truly unique Canadian coverage extends beyond defence costs in wrongful termination cases to cover the differential between amount owing under Canadian common law (not contract) and amount company has offered claimant (excluding minimum statutory amounts)

  • E-Discovery Consulting - Up to $25,000 first-dollar coverage