Management Liability Insurance

What is Management Liability?

Management liability insurance is a suite of insurance coverages designed to protect a company or organization and its directors and officers that goes beyond commercial general liability policies. AIG provides a suite of responsive liability insurance solutions against the management exposures of public, private, and non-profit companies. AIG’s coverages include directors and officers’ liability, employment practices liability, crime and dishonesty, and fiduciary liability.

Directors and Officers Insurance

D&O liability insurance coverage is designed to protect the organization and its directors and officers from losses when lawsuits are filed against them in their roles as directors and officers for a company or organization. AIG provides a suite of D&O liability insurance coverages for a variety of organizations, including:

  • Public D&O
  • Private and Not-for-Profit D&O
  • Side A D&O
  • Multinational D&O

Learn more about AIG’s D&O products.

Employee Practices Liability Insurance

EPL insurance coverage is designed to address wrongful acts that occur in the workplace or may occur during the employment process. AIG’s EPL liability insurance considers the full range of exposures that companies may face, including those arising from workplace bullying, wrongful termination, discrimination, harassment, and employee use of the internet and social media.

Learn more about Employment Practices Liability (EPL) Insurance.

Commercial Crime Insurance

Crimes against a business may occur in any number of ways and may not be covered under a property or liability insurance policy. AIG developed its Crime Insurance coverage to help protect companies (and their employees) against the dishonest acts of an employee – including independent contractors and consultants – as well as forgery, safe burglary, and computer fraud on a global basis.

Learn more about AIG’s Commercial Crime Insurance.

Fiduciary Liability Insurance

As employee benefit and retirement plans are managed by trustees and administrators, they have a great deal of responsibility to effectively manage the plans on behalf of the employees. AIG developed its Fiduciary Liability coverage specifically for directors, officers, employees, and employers who are alleged to have breached their fiduciary duty or made mistakes in the management or administration of employee retirement and benefit plans.

Learn more about Fiduciary Liability Insurance.

Financial Institutions Insurance

Financial institutions insurance products help protect a variety of firms from private equity and venture capital to brokerages, banks, credit unions and trust companies against traditional and emerging risk exposures – today and tomorrow.

Learn more about AIG’s FInancial Institutions products.

Management Liability Excess Insurance

Management Liability Excess sits atop financial lines insurance coverages. It provides increased insurance coverage for Directors and Officers (D&O) liability, employment practices liability, fiduciary liability, errors and omissions liability, and other management and professional liability coverages.

Learn more about Management Liability Excess Insurance.

Modular Management Liability

PortfolioSelect is a modular policy form that delivers a flexible and efficient insurance solution. Clients can now combine Management Liability, Cyber Liability, and specific Professional Liability coverages to fit their individual needs, conveniently delivered in one policy. Whether it is PortfolioSelect for public companies, private companies, non-profit entities or financial institutions, clients can be sure they are receiving our state-of-the art coverage however they choose to customize their policy.

Learn more about AIG’s Modular Management Liability product.