Skip To Main Content

Why Choose AIG for Basic Accidental Death and Dismemberment Insurance?

Accidental death and dismemberment insurance provides coverage for an organization’s employees, worldwide 24/7, on or off the job.

Why does your organization need Basic AD&D Insurance?

With basic AD&D insurance coverage, companies have an excellent solution that can help reduce employee health and benefits costs, expand benefit packages, and demonstrate their commitment to employees.

The AIG Advantage

AIG Basic AD&D Insurance Solutions

AD&D insurance also makes customized solutions available for companies to support their specific needs. Options include:

  • Accidental Death & Dismemberment - provides a lump sum payment for a covered accident that results in a loss of life, limbs, speech, hearing, or sight
  • Family Coverage – Voluntary AD&D benefits increase maximum coverage for employees and can extend benefits to spouse, and children
  • Permanent and Total Disability - Provides a lump sum benefit if an insured becomes permanently and totally disabled because of a covered accident and cannot perform daily-living activities
  • In-Hospital Benefit - Pays monthly cash benefits for the duration of an insured’s hospital stay to cover additional expenses such as parking and transportation costs, childcare, and private accommodations
  • Rehabilitation - Reimburses covered rehabilitation expenses due to an accident such as physiotherapy