Global Fronting & Captive Management Programs


Important information about COVID-19

There are times when companies face challenges that the traditional insurance or financial markets may not address effectively.

Capacity may be limited. Significant risk retention may be required. The exposure may not be covered. Market conditions may be volatile. There may be a need for locally issued insurance policies. These are just a few examples of the challenges our global fronting programs can help meet.

We help companies address non-traditional exposures by providing highly customized fronting programs that apply insurance and/or capital market strategies. In addition, we provide captive management and consulting services regarding the feasibility, formation, and management of captives, and offer cell captive facilities.

We partner with each client to understand their objectives, identify and analyze risks and custom-design a program to support their business strategy. Clients can choose from a wide range of innovative programs that offer varying levels of risk retention and/or risk financing. Our programs extend to all types of exposures and industries—providing solutions that deliver our expertise and global capabilities. 

Features & Benefits

  • Over 50 years of providing global fronting solutions leveraging AIG’s network of owned operations in over 100 countries and jurisdictions, supported wherever required by local insurance partners

  • A market leader providing non-traditional insurance and reinsurance solutions

  • Unique team culture bringing together underwriters, actuaries, lawyers, accountants, credit officers, regulatory and operational specialists

  • Technical expertise to cover risks for which there is no conventional insurance market

  • A history of partnering with clients to truly understand their business needs to provide innovative risk transfer and risk financing solutions

  • Superior servicing and claims handling, reporting, and management

  • Full access to AIG’s multinational policy issuance capabilities and expertise controlling multi-currency cash flows

  • Access to the resources of the AIG organization, including significant risk-bearing and risk financing capacity

  • Ability to insure virtually all risks and to write almost all lines of business

  • Extensive product customization ability

  • Regional fronting expertise and ability to meet local regulatory requirements

  • Full range of captive management and protected cell services

Available Programs

  • Captives

  • Captive Management Services including Rent-A-Captives (RAC) and management and consulting services

  • Fully Funded Structures

  • Indemnity Programs