Trade Credit

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Learn more about our trade credit insurance by contacting us today.

The Trade Credit division of AIG Insurance Company of  Canada (AIG Canada) provides protection for businesses against loss due to a customer’s non-payment for goods sold or services provided, that are on credit or payment terms. Companies offering payment terms are exposed to multiple economic and geopolitical cycles that exposes them to the risk of non-payment due to customer insolvency, protracted default, and political events. With over 32 years placing trade credit risks in Canada, AIG Trade Credit has paid over $2.5 billion in claims globally.

What is Trade Credit/Accounts Receivable Insurance?

Accounts Receivable insurance provides sellers with the accounts receivable protection needed to safeguard themselves against a customer default due to financial or political events.

Why does your business need Trade Credit/Accounts Receivable Insurance Coverage?

  • Your company can potentially increase sales (and profits) by raising credit limits for major customers.
  • You can increase sales in existing markets by moving customers from letters of credit to open account terms.
  • Your company can potentially attain more attractive bank financing and increase the working capital available from its bank from the same pool of receivables.
  • Your company can extend the credit limit of an existing customer in another country. 

What Does Trade Credit/Accounts Receivable Cover?

Accounts Receivable insurance helps protect the goods sold or services provided on credit terms from non-payment by a customer due to insolvency, protracted default, and political risks.

  • Comprehensive Domestic and Export Credit Insurance - Domestic, foreign or global accounts receivable protection is provided for any loss arising from buyer payment default due to insolvency, protracted default or the failure of the exchange authority in the buyer’s country to transfer foreign currency.
  • Multinational Credit Insurance Programs - Global accounts receivable insurance with local policy issuance for foreign subsidiaries wrapped by a Controlled Master Program (CMP) provides integrated coverage for insolvency, protracted default and currency transfer risk on your global accounts receivable asset.
  • Top-Buyer/Single-Buyer Policy - Accounts receivable coverage for your top/key customer(s) domestically or globally, whether it’s for the whole company or a subsidiary/division, can be provided under our DECI policy form.
  • Trade Finance Insurance - A full menu of trade credit insurance options is available for financial institutions engaged in financing of domestic and/or foreign trade receivables.

Important information about COVID-19

The AIG Advantage

  • Non-cancellable credit limits available for qualified clients.
  • Access to AIG’s Trade Credit Platform, an online platform for coverage reporting, and where insureds can request additional limits.
  • Coverage available for domestic, export or multinational sales, as well as to lenders that finance trade receivables.
  • Flexible program structure. • Dedicated claims support.
  • Network of experienced insurance professionals in 215+ countries, operating in jurisdictions where our clients need us.


Learn More About AIG's Trade Credit Offerings

Trade Credit

Appetite Guide


Trade Credit

Product Profile


Accounts Receivable

Product Profile



Our TradEnable portal is easy to use and minimizes the time spent on policy administration. Its functionality is designed to help you comply with policy terms and manage risks, giving you the confidence to trade and grow your portfolios. TradEnable is our full cycle policy support portal for brokers and clients through which you can manage your policy and portfolios.

This secure portal will be rolled out in three planned phases. Each phase will see additional functionality and an increasing use of AI to help us improve limit automation so you can receive instant responses to limit requests.


Easy Access

Log in wherever you are 24/7 using a desktop, laptop or mobile device to review and manage your portfolios

Make Modifications

Apply for new or increased credit limits, with fast acceptance notifications if the request is within a pre-agreed limit

Track Requests

Monitor the status of pending requests without the need to contact an underwriter

Buyer Look-up

Search for buyers in multiple languages, helping you to quickly identify the company information you need 

Get Started

To request a login and a temporary password, please contact

Videos and User Guides


TradEnable User Videos

Logging in for the first time

Navigating the portal

Navigating the broker space

How to change an existing buyer's limit

How to add a buyer and request a limit

How to add and modify users